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Tips To Make Your Finances Less Frustrating

Have you had a similarly frustrating experience when paying your bills or managing your finances? As part of National Moment of Frustration Day on Oct. 12, we’re sharing five things you can do to make...

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Detox Your Spending

Summer spending is one of the highest moments of our financial yearly budget.  It is filled with vacations, extra food because the kids are home, daycare expense increases, parties, events and more....

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Why Your Score May Have Dropped

4 Surprising Reasons Why Your Scores Might Have Dropped By ANNA TRINH You’re on top of your finances — your payment history is flawless, you keep your utilization below 30 percent and your accounts are...

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Improving Your Financial Freedom

Improving Your Personal  Financial Freedom Improving your personal finances may seem impossible and being in debt can be a stressful experience. No matter what your circumstance is, if you signed for a...

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FHA Loosens Condo Requirements

Condos, which are often popular housing options for many younger and first-time homebuyers, are also viable living arrangements for older homeowners who seek a more active and urban lifestyle, or a...

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Buying A Home Comfortably

Buying A Home Comfortably When you begin your home search it is always a good idea to figure out how much home you can comfortably afford.  You may have been preaqualified for a certain amount but will...

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How Will Trump Effect The US

There are a lot of issues that Mr. Trump will need to address during his presidency.  The key is to understand how will Trump effect the US. How will Trump and Congress get along? Republicans have...

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Tips For A Smooth Loan Approval

Getting a pre-approval is one step of the mortgage approval process. Having a smooth loan process depends partially on you.  As a potential homeowner you must remain responsible throughout the process....

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Helping You Become “Smart With Your Money”

Listen in as Doug and Tammie talk about the purpose and principles of the Doug Haldeman Show. Principles: Living below your means Having a written budget Save first, then spend what is left (versus the...

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Is Your Bank Account Leaking Money?

Is Your Bank Account Leaking Money? When was the last time you really looked at your bank account?  It is easy to miss small amounts of money  every month until you get declined or a check bounces....

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Credit Lessons Your Parents Didn’t Teach You

Credit Lessons Paying interest is really painful.  It can be difficult to take the wisdom from the generations that lived through their life lessons.  When it comes to analyzing your parents credit it...

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What Is Holding You Back From Financial Freedom

Money Sabotage Your financial freedom is just around the corner.  You just have to choose the path that doesn’t hold you back.  While money can certainly buy you plenty of things, it can offer you...

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Closing the Gap Between your Financial Reality and Goals

Closing the Gap Between your Financial Reality and Goals   Most of us are failing miserably with our finances. Personal savings rates are at an all time low, retirements savings are non-existent, and...

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Having the “Money Talk” with Your Parents

Having the “Money Talk” with your Parents   Having the “Money Talk” with your parents can be very uncomfortable. However, it is necessary to have now, before it becomes a problem in the future. People...

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Accumulate Wealth and Be Comfortable

Accumulate Wealth and Be Comfortable   Whether your goal is to become a millionaire or to just be financially secure, we’ve got a few practices to help you accumulate wealth and become comfortable....

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Are You Cheating Financially On Your Partner?

A record number of Americans are cheating on their partner or spouse, not with someone else, but with money. From secret credit card purchases to hidden bank accounts, a January 2014 online survey by...

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14 Step Plan to Transform Your Finances

I deal with people and finances on a daily basis. One of the things I have noticed is that very few people are taught how to manage their money. Frequently people admit to being so lost they don’t even...

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Cashing Your 401k Early: What You Need to Know

Cashing Out Your 401k If you’ve ever thought about cashing out your 401k, whether it is for down payment on a house or some other expense, there are a few things to consider. When it comes to your...

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Be On A Budget And Still Go Out With Your Friends

You and your friends may have shared a similar economic situation when you were kids or while you were in college, but now that you are adults, your incomes might diverge widely.  Differences in...

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The Waiting Period After Foreclosure, Bankruptcy, or Short Sale

If you have lost your home through a foreclosure, short sale or bankruptcy and want to get another mortgage loan, you may be wondering how long you’ll have to wait. Your credit will take a hit after...

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