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Channel: Personal Finance – Smart With Your Money
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Avoiding Financial Baggage

How To Avoid Financial Baggage                 We’ve all dealt with people who’ve brought emotional baggage into our relationships. Sometimes, we might have even been the one with baggage in tow. But...

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Starting From Nothing

Everyone Starts From Nothing           The first thing we want to point out is that everyone starts from nothing. Rich people, poor people, successful people, non-successful people, top achievers,...

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Equifax Security Breach

Equifax Breach                 It’s likely you’ve now heard about the Equifax breach of over 140,000,000 American’s personal data. If you have a credit card, car loan, mortgage, or have even ever...

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6 Rules To Be Smart With Your Money as a Couple

Smart With Your Money as a Couple It’s this simple: Money can ruin your marriage. In fact, it’s the number one problem in marriages and the number one cause of divorce. People often underestimate the...

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6 Crucial Questions To Plan Your Mortgage

Loan Officer or Debt Strategist?             In your last mortgage transaction were you working with a true mortgage professional? I believe that a true mortgage professional should be more than a Loan...

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Top Strategies to Be Smart With Your Money

Decrease Debt                 The ideal scenario for people is to start with a fresh slate, decrease debt and still meet your monthly obligations. Defining your needs and wants is a great place to...

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Top 12 Kid Money Wasters

Kid Money Wasters- We all know that kids can be very expensive. There are many reasons that we end up spending more on our kids than necessary. Sometimes we’re worn down. Sometimes we think that we...

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Big Announcement and Why We Do What We Do

Big Announcement                 We have had so much fun and it has been such a pleasure to have The Doug Haldeman Show on the air on 97.1FM for over 5 years. We are announcing that we are leaving the...

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The Millionaire Next Door: How To Grow Wealth

One of the most important books I've read in my life is "The Millionaire Next Door" by Thomas J Stanley. The book was written in 1996, and $1 million may not be as much as it used to be, but the...

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Having the “Money Talk” with Your Parents

Having the “Money Talk” with your Parents   Having the “Money Talk” with your parents can be very uncomfortable. However, it is necessary to have now, before it becomes a problem in the future. People...

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Trump’s vs Clinton’s Political Plans

Comparing The Political Plans The 2016 Presidential candidates are Hillary Clinton (Democrat) and Donald Trump (Republican). Their party affiliation helps you understand their economic plans.  By...

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How Much Is Enough? & The Law of Diminishing Returns

We have the ability to recognize when something benefits us, but at what point does the benefit begin to decrease? Our brains have an amazing capacity to recognize value and encourage us to repeat...

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Budgeting Made Easy

Building a budget may sound complicated, but it is an essential Fundamental Financial Principle. If used properly, budgeting will prevent costly mistakes, increase savings, avoid unnecessary expenses,...

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Streamline Your Finances: 5 Phases

Dealing with bills, documents, and how your money comes in and out can be a complicated process. However, I believe the task can be simplified. I want to share with you my methodology to streamline...

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Biggest Financial Regrets

It's hard to get through life without at least one major financial regret. That's the conclusion from a new Bankrate nationwide survey that finds only 17% of Americans say they have no money decisions...

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4 Consumer Loans That Affect How Much Home You Can Buy

4 Consumer Loans     When you are looking at buying a home your lender will evaluate your debt and credit score. These have a big impact on whether your loan will be approved, and how much you can...

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Fundamental Financial Principles

Focus on Fundamentals             One of the things I’m not sure I’ve had the opportunity to share is my purpose for creating the show. Creating Smart With Your Money came about as a way for me to...

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Being Smart With Your Money as a College Graduate: 10 Tips

Being Smart With Your Money as a College Graduate: 10 Tips It’s the time of year where many people will graduating college and going into the “real” world. The party is winding down and reality will be...

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The Waiting Period After Foreclosure, Bankruptcy, or Short Sale

If you have lost your home through a foreclosure, short sale or bankruptcy and want to get another mortgage loan, you may be wondering how long you’ll have to wait. Your credit will take a hit after...

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Be On A Budget And Still Go Out With Your Friends

You and your friends may have shared a similar economic situation when you were kids or while you were in college, but now that you are adults, your incomes might diverge widely.  Differences in...

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