Avoiding Financial Baggage
How To Avoid Financial Baggage We’ve all dealt with people who’ve brought emotional baggage into our relationships. Sometimes, we might have even been the one with baggage in tow. But...
View ArticleStarting From Nothing
Everyone Starts From Nothing The first thing we want to point out is that everyone starts from nothing. Rich people, poor people, successful people, non-successful people, top achievers,...
View ArticleEquifax Security Breach
Equifax Breach It’s likely you’ve now heard about the Equifax breach of over 140,000,000 American’s personal data. If you have a credit card, car loan, mortgage, or have even ever...
View Article6 Rules To Be Smart With Your Money as a Couple
Smart With Your Money as a Couple It’s this simple: Money can ruin your marriage. In fact, it’s the number one problem in marriages and the number one cause of divorce. People often underestimate the...
View Article6 Crucial Questions To Plan Your Mortgage
Loan Officer or Debt Strategist? In your last mortgage transaction were you working with a true mortgage professional? I believe that a true mortgage professional should be more than a Loan...
View ArticleTop Strategies to Be Smart With Your Money
Decrease Debt The ideal scenario for people is to start with a fresh slate, decrease debt and still meet your monthly obligations. Defining your needs and wants is a great place to...
View ArticleTop 12 Kid Money Wasters
Kid Money Wasters- We all know that kids can be very expensive. There are many reasons that we end up spending more on our kids than necessary. Sometimes we’re worn down. Sometimes we think that we...
View ArticleBig Announcement and Why We Do What We Do
Big Announcement We have had so much fun and it has been such a pleasure to have The Doug Haldeman Show on the air on 97.1FM for over 5 years. We are announcing that we are leaving the...
View ArticleThe Millionaire Next Door: How To Grow Wealth
One of the most important books I've read in my life is "The Millionaire Next Door" by Thomas J Stanley. The book was written in 1996, and $1 million may not be as much as it used to be, but the...
View ArticleHaving the “Money Talk” with Your Parents
Having the “Money Talk” with your Parents Having the “Money Talk” with your parents can be very uncomfortable. However, it is necessary to have now, before it becomes a problem in the future. People...
View ArticleTrump’s vs Clinton’s Political Plans
Comparing The Political Plans The 2016 Presidential candidates are Hillary Clinton (Democrat) and Donald Trump (Republican). Their party affiliation helps you understand their economic plans. By...
View ArticleHow Much Is Enough? & The Law of Diminishing Returns
We have the ability to recognize when something benefits us, but at what point does the benefit begin to decrease? Our brains have an amazing capacity to recognize value and encourage us to repeat...
View ArticleBudgeting Made Easy
Building a budget may sound complicated, but it is an essential Fundamental Financial Principle. If used properly, budgeting will prevent costly mistakes, increase savings, avoid unnecessary expenses,...
View ArticleStreamline Your Finances: 5 Phases
Dealing with bills, documents, and how your money comes in and out can be a complicated process. However, I believe the task can be simplified. I want to share with you my methodology to streamline...
View ArticleBiggest Financial Regrets
It's hard to get through life without at least one major financial regret. That's the conclusion from a new Bankrate nationwide survey that finds only 17% of Americans say they have no money decisions...
View Article4 Consumer Loans That Affect How Much Home You Can Buy
4 Consumer Loans When you are looking at buying a home your lender will evaluate your debt and credit score. These have a big impact on whether your loan will be approved, and how much you can...
View ArticleFundamental Financial Principles
Focus on Fundamentals One of the things I’m not sure I’ve had the opportunity to share is my purpose for creating the show. Creating Smart With Your Money came about as a way for me to...
View ArticleBeing Smart With Your Money as a College Graduate: 10 Tips
Being Smart With Your Money as a College Graduate: 10 Tips It’s the time of year where many people will graduating college and going into the “real” world. The party is winding down and reality will be...
View ArticleThe Waiting Period After Foreclosure, Bankruptcy, or Short Sale
If you have lost your home through a foreclosure, short sale or bankruptcy and want to get another mortgage loan, you may be wondering how long you’ll have to wait. Your credit will take a hit after...
View ArticleBe On A Budget And Still Go Out With Your Friends
You and your friends may have shared a similar economic situation when you were kids or while you were in college, but now that you are adults, your incomes might diverge widely. Differences in...
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